How AB’'s new disabled cards make cross-border travel easier

The right to move and reside freely within the EU is the cornerstone of European citizenship. But while this is possible in theory for many people with disabilities, the reality is very different.

The new EU-wide European Disability Card and the updated EU parking card for people with disabilities aim to solve this issue by allowing users to prove their disability anywhere in the bloc.

According to the European statistical agency Eurostat’, about 101 million people, or 27 percent of EU citizens over the age of 16, are disabled.

Eight EU countries (Belgium, Italy, Finland, Malta, Cyprus, Estonia, Slovenia and Romania) have been piloting the European Disability Card since 2016’. The success of the trial prompted Brussels ’ to press for full implementation throughout the bloc, and on 8 February this year the European Parliament and Council reached a provisional agreement.

MEPs also agreed to update the European Parking Card for Persons with Disabilities with a standard EU design to end the confusion and fraud caused by the current fragmented nature of national cards.

The agreed text is expected to be formally adopted by both the Parliament and the Council and to be put to a vote at the last plenary meeting of the European Parliament, ​​, from 22 to 25 April.

the European Disability Forum“ described recent policy developments as a significant victory, but stressed that they were a first step. For example, the new rules will only apply to short stays of up to three months, except for holders of disability cards who have moved to another member country for a mobility program such as Erasmus+.

In addition, member states will have 30 months to adapt the new rules and 12 months to formally implement them; This means that it will take another three and a half years for the card to become accessible throughout the EU.

Yannis Vardakastanis, President of the European Forum for Persons with Disabilities (EDF), euronews’e said: “Cards is the first step. They remove some obstacles while traveling. They make it easier, but they don't allow us to take advantage of the right to move, study, and study. Disability assessment needs to be re-evaluated. Our disability does not travel with us.”

More than just making travel easier

Both cards will replace national cards already issued by local authorities. Once the application is submitted, it will be issued in physical or digital format within ninety days, except where longer medical check-ups are required. Receiving and renewing the European Disability Card will be free of charge, except if it is lost or damaged.

Cardholders travelling to other EU countries will be able to benefit from discounts on local transport, assistance on trains and other public transport, reduced or zero entry fees, priority access and reserved parking spaces.

The new rules will also include care support staff or care support animals. Those who don't have additional support and need more help can add the letter ‘A’ to their card, earning extra help when shown.

When a provider, such as a gallery or museum, participates in the program, cardholders in other participating countries have the same rights.

Živa Rogelj, Director of Education National Gallery of Slovenia, explained that they are trying to make the gallery as accessible as possible, “not just free entrance for the people with disabilities but also personalised guided tours or personalised creative workshops free of charge, ” she said.

Former Paralympic athlete Primož Jeralič used disability and parking cards in many EU countries thanks to the pilot program.

Former Paralympic athlete Primož Jeralič was almost completely paralyzed from the waist down after a skiing accident at the age of 24. He's using both cards today.

I have been a disabled person for about 16 years and it has been difficult to travel to introduce myself, especially in the European ’. Now that I have an EU Disability Card, I can easily be recognized as a disabled person, ” said.

“I must say that at first I was afraid to show my handicapped card. But I was really surprised because this card is recognized all over Europe’. I travel a lot and have used this card in Belgium’da, Italy’da, Austria’da, Croatia’da, Germany’da and all over Europe’.

Possible next steps

National Council of Disabled Organizations of Slovenia(NSIOS) calls for two cards to be made into a single card to avoid any confusion with local authorities and to make it less stressful for people with disabilities to travel.

Gašper Oblak, NSIOS representative, “We want to raise awareness among people with disabilities. And we want to attract more providers to the card. And finally, we hope that one day the EU card and the parking card will be combined into a single card, ” said.

Pieter is a member of Paul Moen. EDC Fan TeamBelgium’da is a pan-European volunteer organization that strives for better participation of people with disabilities. Pieter’ has autism, and Euronews’e said police sometimes confuse his disability with drunkenness.

“We also want this card to be used in emergency services. You can also use this card when you are in a panic or stressful situation and contact the police, ambulance or hospital. You can prove your disability to doctors or nurses with this condition.”

EU Equality Commissioner, Helena Dalli, He explained that the card was a step towards better integration, but also acknowledged that it had some limitations.

“With this card, all the rights that a disabled person has in a country will also apply to all disabled people who visit that country, so this recognition is very, very important.

Euronews’e said: “Of course, we have to abide by the agreements and we cannot go any further than we have done because it is in the jurisdiction of the member states. But this is definitely an improvement over what's happening right now. - ”

EU’ Commissioner for Equality Helena Dalli and Euronews correspondent Paul Hackett Brussels’de

The EDF has been petitioning for the EU Disability Card for over a decade. While the organization acknowledges that the new rules will create greater awareness and acceptance, it argues that cards will not make things easier for people with disabilities who want to move permanently to another member country.

The disability card does not include social security, social assistance and other residence-based benefits. In the long term, people with disabilities who want to move to another state will lose their right to benefit from social security-related benefits in their own country. They may have to wait months or even years for assistance to be processed in their new country of residence.

Despite this, Commissioner Dalli explained that the legislative process was rapid: “I am happy to say that this directive is one of the fastest; I mean, I've never passed legislation this fast before. This shows that member states are keen on this card, which is very important and will greatly improve the lives of people with disabilities.”

The EDF also recommended that cards should not be issued automatically unless a disabled person requests them or explicitly agrees to the issuance or renewal of the card. This will eliminate the need for people with disabilities to show cards as proof of disability for better access to services.

If you want to learn more about the European Disability Card or how to get it, click on the link here. Click on the video in the media player above to watch the episode.

How EU funds are helping Portugal's post-pandemic recovery

Launched in 2019, AB’nin's post-pandemic Recovery and Resilience Facility (RRF) provides financial support to Member States such as Portugal and aims to make European economies and societies more sustainable, resilient and more prepared for green and digital transitions. In this section of Real Economy’ we go to Lisbon’ to see how RRF financing is being used to advance this transformation.

With its long coastline, sunny weather and intriguing landscapes, Portugal is an important tourist destination. However, after the Covid-19 outbreak was interrupted, sector experts drew attention to the deficiencies in investment, education and sustainability in the sector.

PortugalWe are reviving ’'s tourism sector

Catarina Nunes is vice-rector of the Estoril Higher Institute for Tourism and Hotel Studies, ’, Portugal, and leads a new RRF-funded program aimed at overcoming skills shortages in the ’ tourism industry. Speaking to Euronews’e, he explained that more could be done to help the industry unlock its full potential.

Catarina, “Portugal’ still has a long way to go in terms of education in tourism and hospitality, ” said. “There are changes imposed by the market: demands of innovation, improvement, sustainability, creation of new jobs, new trends, meeting the needs of the market.”

“We are part of a consortium of three higher education institutions that will receive approximately €6.7 million. We can deliver a digital transformation for the industry, providing requalification, continuous improvement and training tailored to the needs of the market, ” said.

Catarina Nunes, Vice-Chancellor of the Estoril Higher Institute for Tourism and Hotel Studies

It is estimated that about 8,000 students will benefit from this investment over five years.

One such student, João Aleixo, Euronews’e said that for him and others, the Healing and Endurance Facility’ has opened access to higher education.

“, the national recovery plan gives me and others like me a very important opportunity to get a master's degree. I'm thinking of doing a master's degree linked to entrepreneurship, innovation and the development of society in tourism, ” explained.

Portugal’in Recovery and Endurance Facility roadmap

Through the RRF, Portugal’'s national rescue plan will benefit from €13.9 billion in grants and €2.7 billion in loans.

Your plan is ’i will support climate targets, ’si will encourage digital transition.

We need to ensure that our economy and social fabric are resilient to future crises.

Mariana Vieira da Silva
Minister of the Presidency of Portugal

The fund supports investments and reforms in areas such as transportation, health and digital technologies, with special emphasis on social needs such as housing, which is a major problem in the Portuguese ’.

Among the challenges facing Portugal ’ in the area of climate and environmental policies are making the building stock more energy efficient, diversifying energy sources and improving forest fire prevention.

Therefore, the Portugal’in plan includes a large-scale investment program of 300 million Euro’ to improve the energy efficiency of residential buildings.

How does Portugal use RRF money?

At the University of Lisbon, work is underway to provide affordable housing for 900 students in need.

Vice-Chancellor of the University of Lisbon Vitor Leitão “ said that the rents are very high”. “ has a shortage of houses and rooms. Especially in Lisbon’da and other major cities. So if we want to attract more students, we have to provide them with a place to stay. - ”

“, this is the first of three buildings. In terms of funding, the EU will fund us through this resilience and recovery plan for around €27 million, at a total cost of around €39 million, ” added.

University of LisbonWork is underway to provide affordable student accommodation at ’

PortugalIn line with ’'s green goals, these new buildings must comply with energy efficiency requirements.

While this is an important measure to reduce greenhouse gas emissions, the country is also investing in weather forecasting technologies that are more suited to the climate challenges ahead.

To that end, the Portuguese Institute of the Sea and Atmosphere (IPMA) is set to receive a €17 million RRF investment and has already purchased a €1 million supercomputer.

IPMA President Miguel Miranda, “, said this computer will allow us to increase our computational capacity by 20 times to provide data faster and with better quality.

Miguel, “Portugal is one of the countries most affected by climate change. Our capacity to improve atmospheric forecasts and ocean forecasts, no matter how small, has a huge impact on people's lives, ” added.

Miguel Miranda, head of the Portuguese Institute of the Sea and Atmosphere, shows off the Euronews’e group's new 1 million Euro’ supercomputer

Will RRF Portugal help sustain ’'s recovery?

According to the European Union’'s recovery plan, the country's GDP is expected to reach ’ by 2026. %It will increase up to 2.4’e and create employment for about 50,000 people.

Euronews asked Mariana Vieira da Silva’ya, the Portuguese government's Presidential Minister, if this would be enough to overcome the economic impacts of the pandemic.

“Of course, we think this is a good opportunity for us to get out of the crisis and at the same time prepare our economy for the future. And anyone can always say that more money is better than less money. However, I think that RRF’ is a very important program that the European Union ’ can launch and that we can approve and implement.”

Minister of the Portuguese Presidency Mariana Vieira da Silva

Two years after the launch of RRF’, Euronews asked Mariana Vieira da Silva’ya what lessons have been taken and on what issues she still believes improvements need to be made.

We have a strong program on integration policy in countries like “Portugal, and now we have a strong program on RRF. They have different rules and different evaluation mechanisms, and I think we need to coordinate them more than we do now because the country, the administrative capacity of each country is not unlimited. And I think these two mechanisms need more coordination. - ”

Research into how RRF funding is used across Europe reveals that Portugal ’ has the second highest share allocated to social policy. But at this stage, is social policy investment a policy preference or an economic reality preference?

Minister “Eh, both said ”, I think.

“First of all, there is an inequality problem that we need to address in Portugal, and this is one of the most important things that will ensure that digital and climate transition are not unfair. We've already had many crises in our lives: The financial crisis, then COVID-19, and now the war.

Mariana Vieira da Silva, “So we need to ensure that our economy and social fabric are resilient enough to tackle future crises. I hope not, but we have to be prepared for them, ” said.

Commerzbank will cut layoffs and increase profits to fend off UniCredit’i

Commerzbank announced on Thursday that it will close 3,900 full-time positions by 2028 to improve its financial stability.

Nevertheless, the bank added that the recruitment will take place in other “-selected areas, meaning that the global number of full-time employees will remain stable at 36,700”.

The layoffs will mainly affect staff in ’, Germany, while hiring will take place in cheaper locations.

Commerzbank’'s announcement was announced in a fiscal update on Thursday after the bank posted its full-year earnings two weeks ago.

Germany’'s second-largest bank, 2024’te %It achieved a record net profit of €2.68 billion with an increase of 20.

Revenues, partly in net commission income %7 increase to 3.64 billion Euro’ as a result of the growth %6 increased to 11.11 billion Euro’. Net interest income also remained strong.

The layoff warnings came at a time when Commerzbank’ was trying to fend off the hostile purchase offer from Italian lender UniCredit’.

UniCredit, partly through derivatives of the German bank ’lik acquired its stake, but the management of Commerzbank’ is against a full takeover.

Both German banking officials and politicians fear the merger could lead to layoffs and prevent loans to small and medium-sized businesses.

At the end of last year, Chancellor Olaf Scholz criticized “'s efforts to aggressively buy shares in companies without any cooperation, without any consultation, without any feedback.

UniCredit CEO ’ Andrea Orcel said on Tuesday that Germany will launch an official takeover bid from the bank following ’'s appointment of a new government following elections at the end of the month.

If Commerzbank can strengthen business opportunities before that date, it will be easier for the lender to resist the takeover.

The firm said on Thursday it expects net profits of €4.2 billion in 2028’ and %He announced that he aimed to obtain a return on material equity of 15’.

Expense-to-income ratio last year approximately the same year compared to ’ %He said he was expected to go up to 50’ye.

Looking at the results of 2025, Commerzbank predicts that profits will fall to 2.4 billion Euro’ due to restructuring costs of 700 million Euros.

The bank is still looking for ways to increase dividends and shareholder payments.

Based on its 2024 earnings, the lender is offering a dividend of 0.65 euros per share from last year's 0.35 euros’.

Commerzbank, for the period 2025-2028 after deducting restructuring costs and Annex Tier 1 (EC 1) bond vouchers %It plans a payout rate of over 100’.

In a separate statement on Thursday, it announced the launch of a strategic partnership with the German credit institution Visa.

Commerzbank customers will be given Visa debit and credit cards as a priority, and the lender argued that this would make it even easier for “bank's customers to shop abroad and online.