At the mercy of the air: How many people can't afford air conditioning in AB’?

EuropeSummer came early this year as ’ was overwhelmed by record-breaking temperatures.

In May, mercury peaked at 37°C for the first time in ’, France, while in London, England, it broke the monthly record with temperatures reaching 34.8°C’. The same goes for Ireland with an unprecedented temperature. It's 30.5°C.

However, according to the European Environment Agency ’'s report titled “Overheated and Underprepared, the majority of EU citizens, that is, 68%, have no air conditioning (air conditioning) or ventilator system in their homes.

Which countries struggle the most to afford air conditioning?

Although some countries do not need it (Europe is not equally hot everywhere) more than one in three people () says they can't afford to buy air conditioning.

In some of the hottest regions of the continent, the numbers are particularly high: France in ’ , Greece’da , Portugal’de and Spain’da (), Italy’da () and Romania’da () more than a third.

It is a worrying picture given that more than one in four EU citizens are over 65 years old and some of the oldest populations are concentrated in countries such as Italy, Portugal or Greece.

It is also Malta (%8.5) and Luxembourg () and Ireland () emerged as the countries with the least problems with air conditioning or fan systems.

Of course, there are other ways to keep homes cool, such as shutters, awnings, or exterior shading.

Spain (although, from Portugal () from Italy () or Cyprus’ta () The majority of people say that their homes do not even have these characteristics.

Warm weather is more worrying than other climate issues

That doesn't mean people aren't worried about high temperatures.

Heat, for EU citizens () is the number one concern about climate; The Flood (), fires (.5) or water shortage (.5) is more.

Concerns are particularly high in the Mediterranean’: the Cyprus ’ , Greece’da and Malta’da %From extremely high temperatures of 70, “much ” or “much ” says they are concerned.

In addition, about half of AB’'s respondents are already at home (%Fifty, that's it.) and %More than 60’ in their own neighborhood () It feels very hot.

There is no air conditioning: Italians and Germans face post office queue hell in summer

Local communities report mixed heat responses from local authorities, and it seems quite rare to come across any public building equipped with “ or air conditioning to ” refrigeration centers in general.

Italians in particular seem doomed to melt; only for the ’i reports using air conditioning in public buildings; In Germany, this figure is even lower in ’, %7. Greece, Malta and RomaniaIn ’, this rate is much higher; About the citizens ’i benefit from refrigerated public spaces.

26 May 2026’ in RomePeople trying to protect themselves from the scorching sun in ’

Greeks love air conditioning but stay away from trees when arranging Cyprus work schedules

Planting trees seems to be a cheaper, more coherent and environmentally friendly option, and the EU residents ’si says they have seen this applied in their circles.

However, the proportions of tree plantings reported in ’ in Hungary ’dan Greece’da only %Since it varies up to 22’ye (third lowest rate across the EU), purchase rates vary widely.

Another reaction on the hottest days may be to adjust work or school schedules.

However, only EU citizens ’i complied with these measures; Replies Cyprus’ta ’ to Portugal’ only %It varies up to 8’e.

the Participants ' %Local authorities seem more active when it comes to heatwave alerts, such as phone calls, text messages or communication through the media reported by 57’si.

At the same time, this type of communication seems to be related to emergency response rather than prevention; There are fewer citizens (.5) reported exposure to awareness campaigns about extreme weather health risks and recommended actions.

Is this the most affordable country to buy a house in Europe?

According to a new report from BestBrokers ⁇ , Denmark is the most affordable country to buy a house in Europe according to the average income.

According to the findings of BestBrokers ⁇ , the IMF, real estate price expert Numbeo and TradingEconomics ⁇ in data, the average price of a 100-square-meter property corresponds to a net salary of 114 in Denmark ⁇ , ranking the Northern country as the most affordable country to buy a house in Europe ⁇ . .

Meanwhile, Denmark became the most expensive country in the EU in 2023 ⁇ (prices for goods and services according to Eurostat ⁇ %It was over 43) and the annual average earnings was the seventh highest in Europe.

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In the report, ⁇ As prices and incomes differ significantly from one country to another, the BestBrokers team decided to examine the real estate market based on how many months of salary is required to buy a house in various European countries. ⁇

The affordable price ranking is based on data that examines ⁇ real ⁇ mortgage interest rates, which are housing loan interest rates adjusted for housing prices, average net monthly income, inflation and inflation across 62 countries in the world.

Where in Europe does it take the longest to save money to buy a house?

According to this report, Ireland and Sweden are the second and third most affordable countries in Europe, capable of buying a 100-square-meter house with a net salary of 123 and 129, respectively. That's about a 10-year annual salary.

But there's one small problem, and that's that the census is purely theoretical. This means that spending on food, housing, childcare, or anything a person might need or want doesn't count.

In Europe, the Czech Republic and Slovakia are in the last place. In the latter, the average cost of a house of 100 square meters is 297 times the average salary that can be earned in almost 25 years. If someone can save half of their net salary, they'll still be thinking about the 50 years they've spent saving heavily to own a family home.

Real mortgage interest rates for the third quarter of 2024 in Europe

One of the most important data to analyze home prices and affordability was the counting of real mortgages in each country. The study used data on mortgage rates and projected inflation rates for the third quarter of 2024 to learn about the ⁇ real ⁇ mortgage rates for the third quarter of 2024 in various countries.

The report says that the actual mortgage interest rate reflects the actual cost of funds for the borrower and the actual return for the lender.

According to the report, the highest real mortgage interest rate is in Russia, where the state-sponsored mortgage program ended in July 2024.

According to the report, the nominal mortgage rate for the third quarter of 2024 %It's expected to be around 20.3. Do this for me %They adjusted it with projected inflation of 8 ⁇ , which means that the real mortgage rate is 2024 ⁇ te %He predicted it would be at 12.3. July-September 2024 period.

According to this calculation, real mortgage rates are high among other European countries. %6.65 in Latvia and %Poland is 5.1. In Germany it is 1.85% and in England it is 1.77%. the French (France%1,13), from Italy (%0.99) and the Netherlands (%0.96) in Europe's next largest economies. %It is around 1.

For example, in Belgium (-%0.52) and in Sweden (-%1.21) Negative real mortgage rates: ⁇ Do not suggest that there home buyers will eventually not pay interest on their mortgages; instead of borrowing the actual (nominal) cost may have fallen ⁇ he read the study.

How much does a 100-square-meter house cost per month around the world?

The country in the world where it is most convenient to buy a house according to the fees is South Africa, where people need 71 times the average fee to own a property of 100 square meters.

The United States ranked second in this ranking. However, property prices vary greatly from state to state. The report found that people in the U.S. need an average wage of 76 months to buy a home. This is equivalent to about six years of annual salary.

At the bottom of the ranking is Nepal, with 684 salaries required to buy a house. He is followed by Turkey with 631 people.Equivalent to 52.5 years of earnings.

Disclaimer of Disclaimer: This information does not constitute financial advice; Always do your own research to make sure it suits your specific circumstances. Also remember, we are a journalism site and aim to provide the best guides, tips and advice from experts. If you trust the information on this page, you do so at your own risk.